12/11/2023 0 Comments 22bet peYou must deposit at least $100,000 for a 6-month term to earn the highest rate. Early withdrawal penalties are relatively highĬhase CD rates range from 0.01% to 5.00% (vary by location) APY, depending on the deposit amount and term length. Low rates for Standard, Step Up, and Trade Up CDs.The rates below are for San Diego, California - a city with numerous U.S. Bank CD rates are often the same from branch to branch, but they occasionally vary by region. There are 11 Standard CD terms, ranging from one month to five years. Bank Standard CD pays 0.05% to 0.25% APY (Annual Percentage Yield), and your rate stays the same regardless of your balance. Bank CD RatesĮxcept for the Standard CD, which has a $500 minimum deposit, all U.S. If you're looking for a CD term outside of what a CD Special offers, check out the best CD rates at other banks. CD Specials also only have four terms to choose from. Bank (Member FDIC) has four types of CDs: Standard, Special, Step Up, and Trade Up.ĬD Special rates are very competitive, but the other CD types have below-average rates.
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